Professional-grade investing tools — Monte Carlo simulation, retirement planning, stock screening — built for retail investors. No sign-up, no paywall on the essentials.
Monte Carlo retirement planning for UK and US investors. Run 5,000 scenarios across accumulation, bridge period, and decumulation — covering State Pension, Social Security timing, 401(k)/ISA/SIPP, inflation, and sequence-of-returns risk. Discover your real probability of never running out of money.
We run a Fama-French 4-factor regression on every stock in the US market — S&P 500, NASDAQ 100, and Dow 30. The result: a ranked list showing which companies are generating genuine outperformance above and beyond what their market exposure, size, value, and momentum tilts predict. That's alpha — and it's the signal that separates real edge from luck.
Screen FTSE 100, NASDAQ, NYSE and global markets using quality, value and momentum signals simultaneously. Filter 10,000+ stocks in seconds.
Open Screener →Run thousands of simulations on any stock or portfolio to understand the realistic range of outcomes — not a single misleading forecast.
Open Tool →Find the mathematically optimal allocation for your stocks using Nobel Prize-winning Modern Portfolio Theory. Maximise return per unit of risk.
Open Optimiser →Find cointegrated stock pairs and calculate real-time Z-scores, half-lives, and entry signals. The market-neutral strategy used by hedge funds.
Open Pairs Tool →Value any company using Discounted Cash Flow analysis. Every assumption explained — WACC, terminal growth, free cash flow — step by step.
Open DCF Tool →Automatic RSI, MACD, Bollinger Bands, ATR, and EMA signals for any stock. Multi-timeframe analysis built in.
Open Tool →Model the tax impact of each wrapper over your lifetime based on your income, age, and expected retirement income.
Calculate your personal FIRE target using your spending, inflation, State Pension bridge, and safe withdrawal rate.
Build a dividend portfolio that generates your target monthly income — with yield, coverage, and growth projections.
Model sequence-of-returns risk across different asset allocations and withdrawal strategies for early retirees.
The stock screener, Monte Carlo, portfolio optimiser and pairs trading are all free in the Fintiq app — no card required.
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