🌍 Any Stock · Any Market · Institutional-Grade Analysis

Stop Speculating.
Start Investing.

Enter any stock ticker. Fintiq runs the same 6-step analysis a hedge fund analyst uses — and tells you exactly how much of your portfolio to risk.

Try: AAPL · TSLA · NVDA · SHELL.L · MSFT
Free — no account needed
Any stock, any market
6 institutional analysis sections
Conviction Calibrator + position sizing
Why Most Retail Investors Underperform

You Don't Have a Picks Problem.
You Have a Process Problem.

Most retail investors lose money not because they're bad at finding stocks — but because they have no systematic framework for analysing them, no way to quantify their confidence, and no rule for how much to risk.

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"I heard about it on Reddit / YouTube"

Acting on tips without a framework means you don't know when you're right for the right reasons — and when you get lucky. You can't repeat luck.

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"I think it'll go up, so I'll buy a lot"

Without a calibrated confidence level, most investors either over-size losers or under-size winners. One bad bet wipes out months of gains.

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"I looked at the chart and some ratios"

Checking a P/E ratio and a moving average is not analysis. Hedge funds look at 6 dimensions before putting on a position — and so should you.

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Fintiq gives you the framework.

The Fintiq Method

From Curiosity to Conviction in Three Steps

The same process a professional analyst follows before putting on a position — now available to every retail investor, free, in minutes.

1

Enter Any Ticker

Type any stock symbol — US, UK, European, or any global market. Fintiq fetches live financial data and begins the analysis instantly. No setup, no account.

Takes 2 seconds
2

Run 6-Section Institutional Analysis

Fundamentals, DCF valuation, Monte Carlo simulation, technical analysis, catalyst tracking, and risk quantification — all computed automatically and displayed in one page.

Same as hedge funds
3

Get Your Conviction Score + Position Size

The Conviction Calibrator aggregates every signal into a Bayesian probability, then uses the Half-Kelly criterion to calculate the mathematically optimal position size for your portfolio.

Math-based, not gut feel
Fintiq Deep Dive — Decision Analysis conviction scorecard

Live output from a real AAPL analysis. Results vary by stock and market conditions. Not financial advice.

What's Inside a Deep Dive

Six Sections. One Decision.

Every section answers a specific question a professional analyst asks before investing. Together, they tell you whether to buy, how confident to be, and exactly how much to risk.

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Fundamental Analysis

Is this a good business? Quality metrics, historical growth, profitability trajectory, and analyst ratings.

  • Revenue, earnings & margin trends
  • ROIC, debt/equity, FCF yield
  • Fama-French 4-factor score
  • Analyst consensus + TSR
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DCF Valuation + Monte Carlo

Is it cheap? A full 3-phase DCF model, pre-populated from live data, with 1,000-scenario simulation.

  • Reverse-engineered growth implied by price
  • WACC / terminal growth sensitivity table
  • P10 / P50 / P90 outcome distribution
  • Bear / Base / Bull AI scenarios
03
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Technical Analysis

What does price action say? Automated chart indicators and options flow dashboard.

  • MA50 / MA200 / Bollinger Bands / RSI / MACD
  • Put/Call ratio, max pain, IV
  • AI long & short trade setups
  • Entry zones, stops, targets
04
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Risk & Position Sizing

How bad can it get? Monte Carlo GBM price paths show the realistic downside across time horizons.

  • 30 / 60 / 90-day price path simulation
  • Stop-loss probability calculator
  • Annualised volatility vs peers
  • Direction-aware (long or short)
05
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Catalyst Tracker

What will move the price? Upcoming earnings, analyst changes, short interest, and news feed.

  • Next earnings date + surprise history
  • Analyst rating changes
  • Short interest & squeeze potential
  • Recent news with AI catalyst summary
06
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Conviction Calibrator

Should you trade it, and how much? The only tool that turns your research into a specific, defensible position size.

  • Bayesian probability from all 6 signals
  • Historical base rate for your signal profile
  • Half-Kelly optimal position size
  • Direction-aware: long or short thesis
Unique to Fintiq

Meet the Fintiq AI Analyst

Every section of the Deep Dive includes an AI Analyst you can talk to — ask questions, probe the data, and have your investment thesis challenged before you commit a single penny.

Your Personal Hedge Fund Analyst — On Demand

Static analysis tells you what the numbers are. The Fintiq AI Analyst tells you what they mean for your specific thesis — and pushes back when your reasoning has gaps.

  • → Ask any question about the fundamentals, valuation, or technicals — in plain English
  • → Get Bear/Base/Bull DCF scenarios explained with the reasoning behind each assumption
  • → Receive AI-generated long and short trade setups with specific entry zones, stops and targets
  • → Have your investment thesis challenged: "Your thesis is correct if… but breaks down if…"
  • → Download a full institutional-style PDF research report of the complete analysis
Try the AI Analyst →
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Fintiq AI Analyst
Analysing AAPL · Decision Analysis
I'm bullish on Apple. Services revenue is compounding and the installed base is sticky. I want to go long.
Fintiq AI Analyst
Your thesis is directionally sound — but the current price already implies it. The reverse DCF shows the market is pricing in ~14% annual FCF growth for the next decade. Services has been growing at ~13% — so you need to believe the acceleration continues, not just sustains.

The key risk: at 28× forward earnings, there is virtually no margin of safety if Services growth decelerates even modestly. What's your stop-loss level and what would change your mind?
Good point. What's the Half-Kelly position size given my upside target of $230 and stop at $195?
Fintiq AI Analyst
At 67% conviction (your signal profile), upside $230 vs downside $195 from current $212 gives a 2.2:1 reward/risk ratio. Half-Kelly = 4.2% of portfolio. That's the mathematically optimal size — enough to matter if you're right, small enough not to hurt badly if you're wrong.
See It In Action

A Full AAPL Deep Dive — In 90 Seconds

Watch a complete institutional analysis run from ticker entry to Conviction Calibrator output.

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Demo video coming soon — record a 90-second Deep Dive walkthrough and drop the YouTube ID in here

Also on Fintiq

Free Tools & Investment Guides

Beyond the Deep Dive, Fintiq offers standalone calculators and in-depth educational guides written specifically for retail investors.

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Free Tools

Standalone investment calculators you can use without running a full Deep Dive — useful for quick sanity checks and scenario planning.

UK Pension Planner Factor Screener DCF Calculator Position Sizer
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Investment Guides

20+ in-depth guides covering everything from reading a balance sheet to running a Monte Carlo simulation — written in plain English, no finance degree needed.

DCF Valuation Monte Carlo Kelly Criterion ISA & SIPP Technical Analysis
Daily · Free · No Account

Know What the Market
Is Doing Before You Trade.

Every morning, Fintiq's AI publishes a concise institutional-style brief — overnight moves, macro events, sector rotation, upcoming earnings, and what it all means for your positions.

Read Today's Bulletin →
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Who Uses Fintiq

Built for Every Stage of the
Investing Journey

Whether you've just opened your first ISA or you're actively managing a serious self-directed portfolio — Fintiq gives you the framework professionals use.

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New Investors

Every metric explained in plain English. Learn what DCF means, why RSI matters, and how to read a Monte Carlo chart — as you use the tool.

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Self-Directed Investors

Replace gut feeling and Reddit tips with a repeatable, data-driven process. Make every position defensible with evidence — not hope.

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UK ISA & SIPP Investors

Full LSE, FTSE 100 and FTSE 250 coverage. GBP-denominated metrics. Analyse UK stocks the same way you'd analyse any NASDAQ name.

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Global Market Traders

Any stock with a valid ticker works — US, UK, European, Asian. One consistent analytical framework across all markets.

Questions

Frequently Asked Questions

Everything you need to know before you start.

Is Fintiq really free? Do I need to create an account?
Yes — completely free. No account, no email address, no credit card. Enter any ticker on the Stock Deep Dive page and the full 6-section analysis runs immediately. There are no limits on how many stocks you can analyse.
What stocks and markets does Fintiq cover?
Fintiq covers any stock with a valid ticker — LSE, FTSE 100, FTSE 250, NASDAQ, NYSE, S&P 500, DAX, CAC 40 and more. UK stocks use the .L suffix (e.g. SHELL.L, BATS.L). If it has a ticker and live data, Fintiq can analyse it.
What is the Conviction Calibrator?
The Conviction Calibrator is the final section of every Deep Dive. It takes the signals from all six analysis sections — fundamentals, valuation, technical, risk, catalyst — and uses Bayesian probability to calculate a single win probability (e.g. "67% for a long trade on AAPL"). It then applies the Half-Kelly criterion — the position sizing formula used by professional traders — to calculate exactly how much of your portfolio to allocate. Going from "I think this is going up" to "67% conviction → 4.2% of portfolio" is what separates a disciplined investor from a gambler.
What is Monte Carlo simulation and why does it matter?
Monte Carlo simulation runs 1,000+ randomly generated scenarios — based on a stock's historical volatility and your DCF assumptions — to show the realistic distribution of outcomes. Instead of a single price target that's almost always wrong, you see a range: P10 (pessimistic), P50 (median), P90 (optimistic). This is how professional risk managers think about uncertainty, and it prevents you from over-committing to a single-outcome bet.
What is a DCF model and how does Fintiq use it?
A Discounted Cash Flow (DCF) model estimates a company's intrinsic value by projecting its future free cash flows and discounting them back to today's value. Fintiq builds a full 3-phase DCF — pre-populated with live financial data — and then reverse-engineers it: rather than just spitting out a price target, it shows you what growth rate the current share price is already implying. If the market is pricing in 25% annual growth and the company has grown at 8%, you know the bar is high.
Is this financial advice?
No. Fintiq provides data, quantitative analysis tools, and educational resources to help you make your own informed decisions. It is not regulated financial advice under FCA rules. The Conviction Calibrator tells you a mathematically derived position size — but whether to trade is always your decision. Always conduct your own research and consider speaking to a qualified financial adviser before significant investments.
How is Fintiq different from Simply Wall St, Stockopedia or Finviz?
Those tools show you data and leave the analysis to you. Fintiq runs the analysis — DCF with Monte Carlo, technical setup, risk quantification, catalyst tracking — and then closes the loop with a Conviction Calibrator that tells you both how confident to be and exactly how much to risk. Most tools stop at "here's the data." Fintiq takes you all the way to a specific, defensible investment decision.

Try It Now — Any Stock, Free

No sign-up. No card. Just enter a ticker and see what institutional analysis actually looks like.

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